Finance

The mark of a true mortgage agent is the ability to
tailor-make a loan program that best fits the borrowers needs and capabilities.

Many loan options are available. Home Realty Mortgage represents various lenders and loan programs. We work only with the lenders who can consistently provide our clients with the most aggressive rates. We can do excellent credit to poor credit. We can do loans on your primary residence, your second home, or your investment property. We can do loans on houses, condos, apartments, commercial buildings, etc.

We specialize in helping first time homebuyers realize their dream of home ownership. First time buyers typically face the challenge of accumulating enough cash for their down payment, closing expenses, and the lenders reserve requirements. The 30% of our seller paid commission, we give back (when we represent buyer as their Realtor and mortgage agent) has, on a number of occasions, bridged the cash requirement gap, and made possible home ownership.